Ash CAB

Postal Address:  Ash Hill Road, Ash, Surrey, GU12 5DP.

Telephone Number:  01252 315569.          

Fax: 01252 316612.  Email  address:  [ ashcab@cabnet.org.uk ]

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Debt and Money

During the past 10 years, money and debt problems have been on the increase in England and Wales.  Never before has the level of debt been so high.  Consumers now owe more than one trillion pounds on mortgages, loans and credit cards.

 

When people seek the help of the CAB, they can be assured that advisers work in a confidential and non judgemental way

and will help clients to be aware of their rights and responsibilities.  CAB advisers offer information to help clients to make choices about how to regain control of their finances.

 

CAB advisers can help in many ways including:

 

*   Advise on the best ways of dealing with debts

 

*   Help with prioritising debts

 

*   Help negotiating with creditors

 

*   Help with completing income and expenditure forms

 

Advise on the pros and cons of Bankruptcy and Debt Relief Orders

 

 *   Help with Court forms and correspondence

 

 

Main benefits of seeking money and debt advice:

 

*   Be better informed of the options available.

 

*   May lead to more affordable and realistic repayments to creditors

 

 *   May improve the client’s ability to pay for essentials like food and clothing

 

*   Could reduce the risk of losing a home

 

*   Should reduce stress and may improve health as a result

 

 *   May reveal ways of increasing income, perhaps by identifying benefits or

    additional benefits that could be claimed, and by reducing debt.

 

The advice and support offered by the CAB can be simple

       or very complex and is FREE

 

Adviceguide,   the Citizens Advice online information service,  has some useful

credit and debt fact sheets.  Please select the following external link:

 

[ Credit and debt fact sheets ]